Sony’s compact camera: worth the extra bucks

Published: Sun, July 29, 2012 @ 12:00 a.m.

Q. Do you have any information on the new, $600+ Sony pocket-sized camera that is getting rave reviews? I am not a pro but love taking pictures and need a pocket camera. I use movie mode often, and being able to take low-light night photos would be lovely. I hate flash for both for the washed-out look and the startling, intrusive quality when photographing people. It stinks for nature and buildings too. Is it worth it for me to spend the money for the new Sony, when other small cameras cost much less?

F.S., Pt. Richmond, Calif.

A. The camera you are referring to is the $649 Sony DSC-RX100. It is generating a lot of buzz and is selling out everywhere.

The 20-megapixel DSC-RX100 has a sensor far larger (in physical size, not megapixels) than any other compact camera and combines it with a sharp Zeiss zoom lens packed in a solid metal body small enough to fit into a pocket. It?s designed for serious photographers who want as little compromise as possible in a pocket camera, as well as well-heeled travelers and family shooters who want the very best.

The large sensor is what makes the DSC-RX100 unique in the compact class and is the reason for the price premium. Large sensors work well in low light and in good light pictures have a smooth, deep, natural look. Given the camera?s size and capabilities, the $649 price is warranted. The critical question is ?Is it worth it for me to spend all that money on the new Sony, when other cameras cost much less??

In your case, I think the DSC-RX100 is worth splurging for. Good pictures in low light without flash are important to you. With its large sensor the DSC-RX100 does this far better than any other compact camera. The large sensor, sharp lens, optical image stabilization, and 1080p AVCHD video recording make for top-notch video as well. If you buy anything less you are not going to get the results you want and won?t be happy. Though new cameras come out all the time, the DSC-RX100 is a very powerful tool and with its 20 megapixels, big sensor and sharp lens it will be useful to you for many years.

If low-light capabilities and video recording were not as important I would recommend taking a look at the Olympus XZ-1. It has a top-notch lens and internal processing that produces clear, sharp, colorful pictures without fuss. It retails for $399 and refurbs can be had for as little as $299. Unfortunately its 10-megapixel sensor is only about one-third the physical size of DSC-RX100 sensor and the video recording is only 720p Motion JPEG. This takes up more space on memory cards than the higher resolution 1080p AVCHD video of the DSC-RX100. I also find AVCHD to generally look better and playing back the movies is as easy as putting the memory card in the slot on your TV or Blu-ray player.

This isn?t meant to demean the XZ-1. I have tested the camera and simply love the way it works, the quality feel, and especially the outstanding images it produces with little fuss. For most people it would be more than enough, but your needs demand the DSC-RX100.

Contact Don Lindich at www.soundadviceblog.com and use the ?submit question? link on that site.

2012 McClatchy-Tribune News Service

Source: http://www.vindy.com/news/2012/jul/29/sonys-compact-camera-worth-the-extra-buc/

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St. Augustine Golf Community | New Home Construction 2012 | Blog ...

The signs of an improving real estate market continue in our northeast Florida golf community. Strong increases in pending home sales, decreases in inventory and higher median prices are welcome signs.? The improvements in real estate sales activity dovetails with an increase in new home construction by major national homebuilders.? Says Sherry Davidson, President of Davidson Realty, ?Pending sales are very encouraging.? We wrote over 2,100 contracts in May which was a 36 percent gain over last May.? Meanwhile inventory is down year-to-date over 30 percent.?

National homebuilder Standard Pacific Homes announced eight pre-sales for new homes in the GroveWood neighborhood of World Golf Village?s gated King & Bear community.?? Additionally, the company has three spec homes either completed or underway.? The company is offering four floor plans, ranging from about 2,500 to 3,500 square feet.? Pricing starts in the high $200,000?s, and an extensive list of upgrades comes standard with the new homes.

For regional homebuilder Inland Homes, two new spec homes in the King & Bear community are nearing completion and are expected to be move-in ready in August.? Inland will soon break ground on another new home in the master-planned golf community.? The Inland homes feature upgraded landscape packages and? range in price from $275,000 to $440,000.?

A few custom homes are also under construction in World Golf Village?s King & Bear.? Both Dreamfinders and Advantage Home Builders currently have new homes underway in Waterbury, and Marcus Allen Homes is building a custom home in Windmill Estates.

Source: http://worldgolfvillageblog.com/2012/07/30/jacksonville-golf-course-community-new-construction-2012/

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IntegraClick Hires Affiliate Marketing Super Attorney James Epstein ...

SARASOTA, FL, July 27, 2012 ? IntegraClick, LLC, parent company of Clickbooth, LLC, is proud to announce and welcome James Epstein as General Counsel. Epstein will act as the senior attorney of IntegraClick?s legal department, facilitating the achievement of the company?s goals from a legal perspective. His extensive legal expertise combined with years of management experience promises to add great value to IntegraClick?s full-fledged compliance team.

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IntegraClick Founder and CEO, John Lemp stated, ?For us James is the perfect package; he not only has the character that we look for in the leadership of IntegraClick and Clickbooth, he also brings with him 18 years of industry experience and innovation, having led public companies such as eDiets.com and having been General Counsel of such respected industry companies such as Addrive aka Reachsmart Interactive.?

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Epstein comes to IntegraClick with years of experience in the online marketing industry. Most recently, he was head of management of operations and legal affairs as General Counsel for the online advertising company, Reachsmart Interactive. It was in this position that he led the development of integrated compliance management processes for Reachsmart?s affiliate network and multiple web channels, as well as helping the Company diversify its revenue base and create a wholly owned Indian subsidiary. Prior to that he was responsible for legal affairs including commercial transactions, regulatory compliance, securities, acquisitions and funding as General Counsel for the publicly traded eDiets.com.

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Epstein holds a J.D. from the University of Florida College of Law which he received with Honors.

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?I could not be more excited to join the IntegraClick team which, through the Clickbooth brand, has achieved unrivaled growth in the affiliate marketing space and is well known as a leader in compliance and best practices. In a period of regulatory and market transition for online advertising in general, IntegraClick is well positioned to not only continue its leadership position but to also capitalize on the many opportunities available for growth and expansion into new channels.?

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Epstein leverages a unique skill set developed over many years as a private attorney and in house counsel. It is these skills along with his extraordinary reputation that affirm he will be an integral member of the IntegraClick management team.

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About IntegraClick, LLC

IntegraClick, LLC is a pioneer in the true, performance-based online marketing industry with the widest variety of marketing channels, methods and niches. Offering advanced network technology and extensive industry experience, IntegraClick continues to extend its innovative services throughout the world from its headquarters in Sarasota, Fla., as it has since 2002

Source: http://madduxpress.com/index.php/2012/07/30/integraclick-hires-affiliate-marketing-super-attorney-james-epstein-to-lead-legal-team-into-the-future-50439/

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Auto Glass Repair Solon | articlereference.net

Most auto glass companies serve the auto homeowners for all kinds of difficulties ranging from modest chips to major cracks. The car glass business is very aggressive that have led to the emergence of numerous service providers managing a quantity of complicated glass relevant issues of all sorts of cars.

Let?s know additional about the vehicle glass replacements and maintenance by means of this write-up. Go by way of these things:

Repairs & replacementsDistinct varieties of issues with any portion of auto needs specific system of motion. In phrases of windshield, some groundbreaking enhancements can be identified and this is anything that has made specified recover things to do effortless. But, with the software of substantial tech resources and large intensity resin epoxy, any form of chip or crack can be set in significantly less time. It is an easy and fast way of restoring the car glass back to its authentic form and energy.

The auto glass repair specialists inject the epoxy in the afflicted location and is still left to dry. When the epoxy bond dries up, a form of obvious glow can be viewed and it will turn out to be quite hard for one particular to detect exactly where the crack had been. As a result, it is an straightforward and speedy way of fixing the cracks in the windshield.

As considerably as windshield substitution is involved, it in fact can take 24 or more hrs. Exceptional adhesives are utilised in this regard and the drying time is dependent on the product and kinds of automobiles.

Repairs remediesA higher velocity, smaller pebbles and even temperature fluctuation result in cracks in the windshield. Also, the professionals are acknowledged to hold a sequence of checks to study the crack appropriately and find an suitable remedy. Considering checks assist the specialists to serve the clientele with entire pleasure in phrases of occupant penetration, roof crush resistance, windshield mounting, crash security and a lot more.

Serious temperatures can direct to tiny cracks or chips that can speedily distribute through the portion of glass specifically the windshield. In some problems, a chip can turns into far more considerable. Listed here, the substitution becomes a need far more than an alternative as it is all about preserving basic protection specifications as effectively as structural integrity of the car. Including to it, car or truck glass program routine maintenance jobs that include restore and replacements can help one particular to keep on being protected on all forms of streets.

The fact is that a protected auto is an individual that will come featured with good quality visibility, not just for the motorists but also for the passengers traveling on the highway. That?s why, 1 is needed to always hold in head that any kind of minimal glass-relevant concern really should be held from getting greater.

Car glass restoration or alternative companies can be availed from skilled auto company providers. They come with expert specialists, superior-conclusion technological innovation centered tools and equipments to make service or substitution of car glass productive.

But, through this post, you will occur to know about some of the helpful info worried with vehicle glass repair and other companies. Check out out the details listed below:

Evolution of windshields

If we converse about windshields, the windshield was not usually considered as safety function on vehicles. Previously, these are built of one pane window glass due to which they shattered effortlessly and result in really serious mishaps or health dangers. But, the situation is changed. In the current moments, the windshields are deemed among major safety capabilities or parts of cars. They are manufactured of two levels of tempered glass with 1 layer of plastic in involving to assist the energy.

Car or truck glass repair & replacements

Unique designs and would make of automobile come with different windshield and just about every kind of damage involves particular training course of action. Revolutionary enhancements can be observed in windshield technology and this has created the service task basic. With the coming of high intensity resin epoxy, cracks or any chips can be very easily fixed by automobile glass repair experts. Epoxy is injected in the destroyed region and is provided time get dried and offer you clear glow. After the epoxy bond is dried, it nearly will become difficult to detect in which the injury experienced the moment been.

As considerably as substitute of windshield is involved, it takes close to 24 several hours for comprehensive alternative of broker windshield. Unique adhesives are utilized for the substitute and drying get is dependent on the makes and styles of cars. One particular is expected to test for high quality supplies and processes concerned in windshield fix or alternative chores.

Vehicle glass restore Coquitlam services

Cracks in windshield can happen because of to various factors. Higher-velocity freeways, large temperature fluctuation and rocks are particular factors that can bring about chip or cracks to the portion. A collection of assessments have been recognized by qualified automobile service experts to check out out the reasons of crack. Exams consist of governing of glazing components with the aim of blocking occupant penetration, windshield mounting, roof crush resistance, windshield zone intrusion and occupant crash safety.

By the total dialogue, it can be claimed that in modern automobiles it is incredibly considerably expected to concentrate on auto glass service projects which includes restoration or substitution of windshields to assure safe and sound generate on all varieties of streets.

Find more information on glass repair Solon, Visit us glass repair Solon

Source: http://articlereference.net/automotive/auto-glass-repair-solon.html

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Video Marketing As A Business Building Weapon | SEO for Online ...

As you well know, there are literally billions of website pages out there. Youtube really caused videos to become popular and well known as they are now. Unfortunately, most people probably spend more time watching mindless videos than they do reading a good book. This is because videos are more comfortable and easier to absorb. People don?t have a lot of patience, so they prefer to ?watch and learn? rather than go through any other type of content. And it?s no secret that videos can be used on individual websites, as well.

So of course online marketers use this medium to offer their content and marketing messages to people. You?re not restricted to using only video sharing sites because you can put them on your own website ? as you know. Presenting content and marketing messages is how they?re used, and it can be much more effective than other mediums. You can use video marketing with great results, so let?s talk about that.

Taking your business to the next step and strategically placing yourself in the shoes of the expert can all be accomplished through video marketing, if you take the steps of a proven process. The majority of marketers are still using articles, PPC, or SEO so this gives you the opportunity to establish yourself as an expert in your niche before it becomes more competitive. Presenting quality and informative videos to the online public is the quickest way to get your name noticed in whichever niche you are tackling. Yes, people are always looking for an expert to take advice from and it can be you. When they trust you so much, it would be easier for you to convince them to visit your website or take up your offer. I know that many people hate the word guru but if you pay attention, they use video marketing a lot.

It doesn?t cost much to create a high quality online video. The software that you can use to produce footage for free comes with your computer. After upload the file and see how easy the process is you should start refining your technique so you can get the full benefit of video marketing. Starting out, you won?t need a video camera but if you want to increase your chances of success then you will need to make the investment. You shouldn?t compromise on your video?s quality though.

Another aspect of video marketing is that it has viral marketing capabilities embedded in it. All viral means is word of mouth advertising via the internet, and it can make for unbelievably huge amounts of traffic. A viral video can be a goldmine for any business, if it happens for the right reasons. All in all, video marketing can be called as the savior for many beginner marketers who are short on budget and want to drive quality traffic. With videos, pre-selling and informing can be some effectively. Come and get your share of this massive traffic ? what are you waiting for?

Source: http://www.j-i-t.org/video-marketing-as-a-business-building-weapon

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Selecting a Nonprofit Website Design That Tells a Story | Contacts ...

You may think that there could never be considered a charitable website design that could adequately tell your story but with the innovative use of arrangement, designers and photos, there are thousands to pick from. Color and type step from the site as the perfect structure catches your attention and you say, ?That is it!?A charitable website design should give enticing facts in your organization in order to tease the reader into planning to learn more. Who, what, when and where are the fundamental questions to answer in offering drop-down boxes or pictures and phrases to choose. Each page has to be set as much as take the customer into a that answers questions in an easy way, giving them reason to understand more.Nonprofit Website Design SpecialistsA certain way to form a professional seeking website is through the use of a company that works specifically with charitable organizations. Whenever using a company that is unique to your particular subject matter, more possibilities are available, personalized service is given and concepts that work are given. Website professionals follow industry to have the ability to give specific facts and figures on how many readers, level of contributions and overall, knows what it requires to make your website stand out.Being Creative and UniqueYou may possibly feel that the niche matter alone is enough to draw attention to your website however the truth is, people desire to feel great when first visiting not-for-profit sites. Kids, creatures, art, religion and other subjects which can be described on a front page have your own story to share with. Providing the audience a snapshot of what lies within is much like the leading cover of a novel. Seeking to discover what this organization is focused on and what your organization is doing to support can lead them to study on.Recent EventsPictures and videos of current fundraisers, examples of what funds go toward, and what the aid of people does to aid are examples of what guests expect to see. If you have a charity to boost money for feeding the hungry, give particular new images of where the money goes. By featuring actual life scenarios on how income is spent, the need takes on particular urgency. Reveal situations, why your business works to fill the emptiness and what readers can perform to help. Never let your website fall old and stagnant or the general public may wonder if your site is still active in your cause.Last of all, supply a way for guests to get involved through chat rooms, volunteering or offering contributions with out to find for names and addresses. Handle problems of precisely how contributions are currently getting used. You can also develop a private site for people only that present a balance sheet and just how where money is distributed. End your account on a great note of how readers make a difference in reaching a goal. By selecting a reliable website business that?s the knowledge and longevity of how nonprofit website design works, your site will easily get the attention of web users and interested parties.

Go to our site for more details about seo company in St Albans

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Source: http://blog.1stfind.com/?p=297284&utm_source=rss&utm_medium=rss&utm_campaign=selecting-a-nonprofit-website-design-that-tells-a-story

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Struggling With Internet Affiliate Marketing? - CareCrunch Answers

A lot of affiliate internet marketing first-timers stumble a lot below supposed complexness, nevertheless it lacks to get in this way for you personally. Internet recommendation tech has created excellent steps in usefulness and will take ease and financial savings to your software. The principal aim of this information is to help you accustomed to the various affiliate marketing strategies and plans.

Continually be honest and let your visitors know that you will be working together with affiliate internet marketing. Readers recognize if you put up a web link for an affiliate marketing so will not make an attempt to conceal it. Being sincere primarily will allow you to obtain repeat customers and visitors to your associates.

Consider advertising through multiple courses in the same market. If you are using a number of affiliate programs working with with the same product or service you will find a choice for your clients.

Revamp your review of the product you happen to be marketing by means of affiliate marketing online. this ought to involve the usage of video tutorials, photographs, and repurposing the goods if you can. Multi-media may help more people become encouraged to purchase the merchandise you?re giving. The more thorough and specific you may be regarding the product, the better men and women will feel about making the decision to buy it.

Locate as much associates as possible that will help you together with your marketing campaign. Have a large variety of providers and products. A portfolio which contains affiliate marketers and merchandise which is distributed properly will help you prevent hefty deficits if you have to decline some thing if it quits generating revenue. If you possess the time, increase the affiliate associates to increase your earnings, but prevent spreading yourself way too thin.

Seek out an affiliate organization with a higher rate for product sales conversion rates. Utilize a 1Per cent transformation rate to your standard.

Don?t rely on affiliate marketing partners to keep your whole affiliate marketing marketing campaign afloat. Consider a variety of merchandise and suppliers too. This will allow you to cease selling something that will not be rewarding anymore and search for new opportunities. Provided you can manage advertising and marketing a lot more items than you currently have, get more to market.

Take full advantage of internet affiliate marketing to better market your business on the web. Affiliate programs have been shown to create considerably more site traffic than unaggressive strategies including banner ads. When thinking about affiliate programs, take note of things such as the directory?s popularity, simplicity along with the settlement you can expect to receive for testimonials.

When evaluating diverse affiliate internet marketing options, check with what approach they normally use to check and meet orders positioned from areas outside their very own site. When you get people to make purchases by snail mail or cell phone as well as your internet affiliate Identification isn?t connected to them, you could potentially shed a great deal of commission.

Promote your business online more efficiently through the use of affiliate marketing courses. On the whole, affiliate marketing programs make a boost in traffic than other marketing methods, such as ad banners and contextual systems. In choosing an associate software, remember the repayment you obtain for testimonials, the buzz of the listing and its ease of menu.

The rewards that internet affiliate marketing could bring you aren?t just fiscal. Accomplishment in affiliate marketing is additionally gratifying by offering you earnings in the time you may have dedicated to making and marketing your web site. Nevertheless, be aware that affiliate marketing online requires a basic expenditure of the a chance to make exciting, quality content material that can make sure you be noticeable higher than the rest. You are going to certainly succeed should you comply with this route.

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Source: http://answers.carecrunch.com/?p=150377&utm_source=rss&utm_medium=rss&utm_campaign=struggling-with-internet-affiliate-marketing-valuable-tactics-to-assist-you-to-succeed

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Ryan Lochte Wins Gold In Men's 400m Individual Medley, Michael Phelps Finishes Fourth

Ryan Lochte has won gold in the 400-meter individual medley while Michael Phelps goes away from the event empty handed, having finished fourth. Lochte touched the wall with a time of 4:05:18, challenging for the world record. This is the first gold medal for the United States. Thiago Pereira captured silver for Brazil while won Kosuke Hagino took bronze for Japan.

"I think I'm kind of in shock right now," Lochte told reporters after capturing gold.

According to Swimming World, Lochte's time is the second best ever, trailing only Phelps' world record mark of 4:03:84 set in 2008. Swimming only seven events at the 2012 London Olympics, Phelps was never going to match his epic medal haul from Beijing but he has looked far from sharp thus far. After his fourth-place finish, he told reporters it was "just a crappy race," via Nicole Auerbach of USA Today Sports.

"I felt fine the first 200, then I don't know," Phelps added, per CBS. "They just swam a better race than me, a smarter race than me, and were better prepared than me. That's why they're on the medal stand."

The 400 IM Final marked the first encounter between the friendly rivals during the 2012 London Games. The duels in the pool between Phelps and Lochte were among the most anticipated matchups ahead of the games. However, this showdown between the swimming stars almost never happened after Phelps barely qualified earlier Saturday morning. The defending gold medalist placed eighth in the preliminaries, and swam in the eighth lane in this race. He was in medal contention during the race but fell off the pace as Lochte powered toward the finish.

Ryan Lochte

Thanks to my fans. This gold was for Lochte Nation!! That's what happens when Lochte Nation Unites!

Phelps finished 4:10 seconds after Lochte for a time of 4:09:28, per the official London 2012 website. Falling behind during the opening 100-meter butterfly leg of the race, Phelps never challenged Lochte and fought only to reach the podium. He didn't make it.

If both make it through their preliminary heats in other events, they could race against each other again in 200m Individual Medley finals on Thursday.

• Ryan Lochte

  USA's Ryan Lochte reacts after winning the gold medal for men's 400-meter individual medley heat at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Michael Phelps

  USA's Michael Phelps reacts after a men's 400-meter individual medley heat at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Ryan Lochte

  United States swimmer Ryan Lochte dives off of the starting block during the men's 400-meter individual medley event during the 2012 Summer Olympics at the Aquatics Centre in London on Saturday, July 28, 2012, in London.

• Ryan Lochte

  United States swimmer Ryan Lochte dives off of the starting block during the men's 400-meter individual medley event during the 2012 Summer Olympics at the Aquatics Centre in London on Saturday, July 28, 2012, in London.

• Michael Phelps

  USA's Michael Phelps reacts after competing in a heat of the men's 400-meter individual medley at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Ryan Lochte

  Unites States' Ryan Lochte leads Japan's Yuya Horihata in a heat of the men's 400-meter individual medley at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Ryan Lochte

  USA's Ryan Lochte competes in a men's 400-meter individual medley at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Ryan Lochte

  USA's Ryan Lochte competes in a heat of the men's 400-meter individual medley at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Ryan Lochte

  USA's Ryan Lochte competes in a heat of the men's 400-meter individual medley at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Michael Phelps

  United States' Michael Phelps reacts after placing fourth in the men's 400-meter individual medley swimming final at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Michael Phelps

  United States' Michael Phelps reacts after placing fourth in the men's 400-meter individual medley swimming final at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Michael Phelps

  United States' Michael Phelps competes in the men's 400-meter individual medley swimming final at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Michael Phelps

  United States' Michael Phelps starts in the men's 400-meter individual medley swimming final at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Michael Phelps

  United States swimmer Michael Phelps dives off of the starting block during the men's 400-meter individual medley event during the 2012 Summer Olympics at the Aquatics Centre in London on Saturday, July 28, 2012, in London.

• Michael Phelps

  United States swimmer Michael Phelps dives off of the starting block during the men's 400-meter individual medley event during the 2012 Summer Olympics at the Aquatics Centre in London on Saturday, July 28, 2012, in London.

• Michael Phelps

  USA's Michael Phelps races the men's 400 meter medley heat at the Aquatic Centre in the Olympic Village at the 2012 Summer Olympics in London on Saturday, July 28, 2012.

• Michael Phelps

  USA's Michael Phelps swims in a men's 400-meter individual medley heat at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Michael Phelps

  USA's Michael Phelps swims in a men's 400-meter individual medley heat at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

• Michael Phelps

  USA's Michael Phelps competes in a heat of the men's 400-meter individual medley at the 2012 Summer Olympics, Saturday, July 28, 2012, in London.

• Michael Phelps

  USA's Michael Phelps reacts after competing in a heat of the men's 400-meter individual medley at the Aquatics Centre in the Olympic Park during the 2012 Summer Olympics in London, Saturday, July 28, 2012.

MORE FROM THE ASSOCIATED PRESS:

LONDON ? Ryan Lochte turned his much-anticipated duel with Michael Phelps into a blowout, pulling away to win the Olympic 400-meter individual medley by more than 3 seconds Saturday night. Even more stunning: Phelps didn't even win a medal.

After barely qualifying for the evening final in a performance that hinted at trouble ahead, Phelps struggled to a fourth-place finish and was denied his 17th career medal. When it was done, he could barely pull himself out of the pool.

Brazil's Thiago Pereira took the silver, and Japan's Kosuke Hagino claimed the bronze ? beating Phelps by a barely comfortable 34-hundredths of a second for a spot on the podium.

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Source: http://www.huffingtonpost.com/2012/07/28/mens-400-im-olympic-swimming-lochte-phelps_n_1714008.html

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Finding A Home Finance Loan That Best Suits You | Arty Apt

When you are searching for a home mortgage it?s important you find the right one. You want the loan to fit your living instead of you adapting to it. The best way to do this is by sitting down as well as taking a good look at your current finances ? the amount do you make each month, the amount of are you currently paying out on a monthly basis and how much dollars do you have on hand. The resolution these questions will help you figure out how much residence you can afford and which loan is the most suitable.

For so many people finding a down payment for a residence can be difficult, especially in modern day economy. This is the reason of which zero deposit home loan is so popular. The appeal of this type of loan posseses an ugly side also. When you borrowing 100% the lending company will charge you a higher interest rate. This is how they generate money. The higher the monthly interest the more money you are paying back, which means a better monthly payment to you.
The objective of any loan is to keep your monthly payment the small sum of you possibly can but also to hold the overall payback on the loan low. Using a 100% mortgage loan this will be hard.
Zero deposit house loans may seem like a good idea at first glance but if you take because closer look you?ll find a few things that you will not like. What there are is many restrictions and criteria that will essentially can lead to the loss of your home. You?ll need to look at terms and conditions carefully. You may even aim for a lawyer look it over to get on the safe side. This will reduce any hidden situations in the future.
Searching online regarding zero deposit house loans will help you to learn more about the pro?s and con?s. You should also look for grant programs that will give you the down payment. These types of programs do not require that you pay them back.
A mortgage is a 30-year commitment that should not be taken lightly. When you choose the right home mortgage that you are potentially saving who you are a ton of money as well offers reducing a great amount of tension in your life. So make sure you don?t rush into anything without cautiously examining all of your alternatives.

For more information about home mortgage visit our website.

This entry was posted in blog and tagged getting a home loan. Bookmark the permalink. Both comments and trackbacks are currently closed.

Source: http://artyapt.com/blog/finding-a-home-finance-loan-that-best-suits-you/

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Help Me With My Marriage: Adding Adventure and Fun to Your ...

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Is Your Inner Child (or Your Spouse?s) Bored in Your Marriage?

Some people enjoy a highly stable and routine relationship.? Doing the same thing every day and going out to the same restaurant every week is all they want.? Other people though need something more.? And, if they don?t get it in their marriage, it can cause problems.? Fortunately, there are many ways to keep a marriage fresh and adventurous.

The Right Amount of Challenge

There needs to be a moderate level of challenge in our relationships
in order for us to stay satisfied with them.? Too much challenge and
we are stressed.? Too little challenge and our minds drift to more
exciting things or even to seemingly more exciting people.? Either
way can spell disaster for a relationship.

Boredom Can Cause Fighting

Did you know that one of the reasons for conflict in relationships
is to relieve boredom?? Take any two people that live together day in
and day out without any conflicts whatsoever and after awhile they
will find things to argue about.? Arguing about silly or meaningless
things in your relationship can be a sign of boredom.? Did your
husband fold the towels wrong?? Did your wife park the car too close
to the garage door?? Come on?time to find more exciting challenges
in your relationship besides fighting over these stupid things!

The Right Questions Stimulate Ideas

Because every couple is different, the best way to find out what would liven up your marriage is for you and your spouse to use questions that stimulate ideas, rather than just following someone else?s list of what is good to do. Here are some questions that you and your spouse can talk about to create ideas that will help your marriage to be more fun.

1.? If you won the lottery, what would you do after all of your
bills and financial needs have been taken care of?

2.? Other than your family, what do you care about most in this
world?? How would you like to get involved with that?

3.? What did you most enjoy doing as a teenager?? Are there any of
those things you would like to do now?

4.? If you could be a character in any movie, what character would
you like to be?? What would you need to do to be more like that
character in your real life?

5.? If somebody declared that you and your partner could have a day
where you didn?t need to follow any rules, laws, or regulations,
whatsoever, what would you like to do?

6.? If you could live in any period of history, where and when would
you like to live?? What interests you about that time and place?
How could you make your current life more like that?

Be Careful Not to Criticize Fantasies

You can use these questions as topic starters with your partner and
get as silly as you want.? I would suggest that you both make a rule
not to censure or judge each others answers and understand that
this is fantasy.? Any major differences are to be forgotten When your
talk is over.

Look for Overlap, Not for Differences

The exciting thing about this kind of discussion with your partner
is that you both are likely to have some areas of overlap, where your
ideas are the same or similar.? Those would be great places to start
working together to put more adventure into your relationship.

Source: http://coachjackito.com/blog/help-me-with-my-marriage-adding-adventure-and-fun-to-your-marriage/

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Exclusive: Carlyle, CVC, TPG weigh final bids for Getty

NEW YORK (Reuters) - Three private equity firms, including Carlyle Group LP and CVC Capital Partners , are weighing final bids for Getty Images, as the auction of the digital media company enters its last leg, according to people familiar with the matter.

TPG Capital also remains in the auction and is considering a final bid for Getty, the people said. The largest supplier of stock photos, video and other digital content could be valued at as much as $4 billion, they said.

Final bids for Getty Images are due on August 6, they added.

Other buyout firms that had earlier taken a look, such as KKR & Co and Charterhouse , have dropped out of the process, the people said.

A sale would come more than four years after private equity firm Hellman & Friedman LLC bought a majority stake in Getty in a $2.4 billion deal.

All the buyout firms declined to comment. Representatives for Hellman & Friedman and Getty did not have any immediate comment.

A potential deal for Getty Images underscores robust appetite for secondary buyouts - sales from one private equity firm to another - as the industry is flush with capital it is looking to put to work, and the initial public offering market remains choppy.

Since the 2008 buyout, Getty has grown earnings through more acquisitions and the company could fetch $3.5 billion to $4 billion in a sale, three of the people said.

The business has also enjoyed increasing demand for its online imagery products and services, and this could lead to Getty fetching a higher valuation multiple, they said.

Hellman has tapped Goldman Sachs Group Inc and JPMorgan Chase & Co to examine a possible sale or public offering, sources told Reuters in May.

In March, Hellman and the company's minority shareholders reaped a $379 million dividend from Getty funded with debt and $115 million of cash. This followed a $504 million dividend at the end of 2010.

In credit notes in March, ratings agency Moody's Investors Service said Getty's latest dividend recapitalization led to a "moderately high" debt-to-EBITDA leverage of 4.4 times compared to 3.5 times pre-dividend. Getty had revenues of about $945 million in 2011.

(Reporting by Soyoung Kim and Greg Roumeliotis in New York, additional reporting by Nadia Damouni,; Editing by Lisa Von Ahn and Richard Chang)

Source: http://news.yahoo.com/exclusive-carlyle-cvc-tpg-weigh-final-bids-getty-173834669--sector.html

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Man charged with manslaughter in Florida butt-injection case

ORLANDO, Florida (Reuters) - A man who injected a woman in the buttocks with unknown substances during an illegal cosmetic surgery was arrested on Thursday and charged with manslaughter in the woman's death, authorities said.

Oneal Ron Morris, 31, of Hollywood, Florida, is known to have injected other women with substances such as bathroom caulk, cement, Super Glue and the tire product Fix-A-Flat, officials with the Broward County Sheriff's Office said.

Authorities described Morris as a transvestite who went by the nickname "The Dutchess."

According to his arrest affidavit, 31-year-old Shatarka Nuby died in March in Tallahassee from what an assistant medical examiner called "massive systemic silicone migration" due to "cosmetic silicone injections of the buttocks and hips," according to the arrest affidavit.

She died months after her last injection by Morris. Before her death, Nuby told a Florida Department of Health investigator that she paid Morris at least $2,000 for about 10 treatments between 2007 and 2011 to enhance her buttocks, hips, thighs and breasts, according to the affidavit and a sheriff's report.

Morris once told Nuby's aunt that he was injecting her with silicone from Home Depot, the affidavit said. Morris made house calls for the injections and would seal the injection sites with cotton balls and Super Glue, Nuby's aunt told investigators.

Neither Morris, who remained in custody in Broward County Jail, nor a representative for him could be reached for comment on Thursday evening. He is awaiting trial on previous charges of practicing medicine without a license and causing injury.

Nuby's death in March occurred at Tallahassee Federal Correctional Institute where, according to CBS Miami, she was serving a 2-1/2 year sentence for identity theft, which she resorted to in order to pay for breast implants and liposuction.

(Editing by Alex Dobuzinskis and Anthony Boadle)

Source: http://news.yahoo.com/man-charged-manslaughter-florida-butt-injection-case-050601235.html

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Certified testers (and tweakers) get Jelly Bean for their Honeycomb era Xoom WiFis

Considering that the Motorola Xoom WiFi was one of the first tabs to devour Ice Cream Sandwich, its plans to pop Android 4.1 Jelly Bean are hardly a surprise. While there's no official delivery date for the average user, certified testers who signed up for a pre-release won't have to wait -- it's just been pushed out to their devices. Of course, enterprising tinkerers can always get what they want as well, by installing it using a USB host cable or flashing a recovery file. If you're one of those brave souls, you'll score smoother performance, new search options and better keyboard -- but there may still be a few bugs before the full rollout happens. Also, if you were looking forward to finally having the update's Chrome pack-in, it missed the pre-release Jelly Bean bus and you'll have to stop at the Play store to grab it. Check out the more coverage link below for the gritty details on how to install the latest update.

Filed under: Tablet PCs

Certified testers (and tweakers) get Jelly Bean for their Honeycomb era Xoom WiFis originally appeared on Engadget on Thu, 26 Jul 2012 07:41:00 EDT. Please see our terms for use of feeds.

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Western Digital?s Q4 2012 Earnings Beat Forecast: $4.8B in Revenue, Earnings of $2.87 Per Share, 71M Drives Shipped

Western Digital just reported its earnings for its fourth financial quarter of 2012. The company reported revenue of 4.8$ billions and earnings per share of $2.87. On a non-GAAP basis, net income was $872 million, or $3.35 per share.?That's far better than what most analysts expected and also better than the company's own guidance of $4.2 billion to $4.4 billion in revenue. The consensus was that Western Digital would report revenue around $4.25 billion and earnings of $2.47 per share. In the year-ago-quarter, the company reported earnings of $0.67 per share.

Source: http://feedproxy.google.com/~r/Techcrunch/~3/VI3qH1uo27A/

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Why Aren't There Any Openly Gay Astronauts?

Web Exclusives | Space

The lack of even one openly gay or lesbian living astronaut in the history of American spaceflight may reflect the culture at the NASA astronaut office

By Natalie Wolchover and SPACE.com ?| July 25, 2012?|

Floating freely on the flight deck, Sally Ride communicates with ground controllers in Houston during her STS-7 mission in June 1983. Image: NASA

Showcasing more than fifty of the most provocative, original, and significant online essays from 2011, The Best Science Writing Online 2012 will change the way...

Read More??

Three hundred and thirty American men and women have served as astronauts since the start of NASA's human spaceflight program. Only one is publicly known to have been gay or bisexual ? Sally Ride ? and she kept it private until her death, yesterday (July 23), when her obituary on the Sally Ride Science organization's website stated that Ride was survived by Tam O'Shaughnessy, her "partner of 27 years."

As the first American woman in space and a scientist, Ride served as a role model for generations of young girls. Now, she'll serve as a role model for LGBT youth as well, said her sister, Bear Ride. "I hope it makes it easier for kids growing up gay that they know that another one of their heroes was like them," Bear Ride, who identifies as gay, told?Buzzfeed?yesterday.

Gay rights advocates say Sally Ride's addition to the ranks of LGBT role models will make a tremendous impact. "Role models are incredibly valuable for everyone, but I think especially for LGBT youth, who may be born into a family where they don't have an LGBT role model. It is so important for them to look out into the world and see they could be welcome in that world," Stuart Gaffney, media director at Marriage Equality USA, told SPACE.com. "Sally Ride will be that for them now."

Human Rights Campaign president Chad Griffin concurred, telling Buzzfeed, "The fact that Sally Ride was a lesbian will further help round out Americans' understanding of the contributions of LGBT Americans to our country." [Astronaut Sally Ride: In Her Own Words]

Ride's decision to keep her sexual orientation private reflects her very private nature, sources said. But the lack of even one openly gay or lesbian astronaut in the history of American spaceflight may reflect the culture at the NASA astronaut office. Although NASA does not discriminate on the basis of sexual orientation, Michael Cassutt, author of five books and hundreds of articles about human spaceflight, said coming out would until recently have been "a career-wrecker" for an astronaut. "Not for any formal reason, but in the same way that any medical issue or even some kind of notoriety has been an astronaut career-wrecker," Cassutt told SPACE.com.

"Any issue that detracts from the mission is or has been the kind of thing an astronaut wants to avoid. It isn't NASA politics; it is NASA politics as practiced at the astronaut office," Cassutt said, adding that the office has often resembled a "military squadron."

A NASA spokesman told SPACE.com that astronauts decide for themselves what to reveal about their private lives.

"Certainly we try to be open with their professional activities and beyond that what they reveal privately is pretty much up to them," said the spokesman, who asked not to be named. Still, the fact remains that no astronauts have ever come out as?gay?or?lesbian, while many astronauts include mention of their husbands, wives or children on their NASA official biography pages. (As of today, Ride's NASA bio page was updated to mention that she is survived by her mother, with no mention of her partner.)

Cassutt said even though he suspects there are or have been some other gay or lesbian astronauts, and in spite of the progress made on LGBT issues, "I don't expect anyone in the current corps to be 'out' any time soon, assuming anyone is gay."

The implication is that even in 2012, a same-sex orientation could still earn an astronaut unwanted notoriety that would detract from a mission. Robert Pearlman, space historian and founding editor of collectSPACE.com?(a SPACE.com partner site), said the choice to shield one's sexuality "unfortunately cannot yet be labeled 'behind the times.' While there are a great many more people who are openly gay today, we are not yet to a point of universal acceptance," he noted.

Source: http://rss.sciam.com/click.phdo?i=46e0a4818813f501178fdd178f655206

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Motorola Photon Q image gallery

Sprint has announced the Motorola Photon Q, an Android-based QWERTY slider. Here are the official pictures:

read more

Source: http://feedproxy.google.com/~r/androidcentral/~3/vr_CLR4GYp0/story01.htm

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Balfour gets life for Hudson family murders

AFP - Getty Images file

By Reuters

Updated at 3:44 p.m. PT: CHICAGO --?The man convicted of murdering Academy Award winner Jennifer Hudson's mother, brother and young nephew was sentenced to life in prison on Tuesday, with the judge in the case deriding him as a man with "the heart of an arctic night."

William Balfour had been convicted in May of breaking into the Hudson family home and fatally shooting Hudson's mother Darnell Donerson, 57, her brother Jason Hudson, 29, and her 7-year-old nephew Julian King.

Cook County Judge Charles Patrick Burns sentenced Balfour to three consecutive life terms with no opportunity for parole, plus 120 years for aggravated kidnapping and home invasion.

Prior to announcing his sentence, Burns told Balfour: "You have the heart of an arctic night. Your soul is as barren as dark space."

Hudson, wearing a tan pantsuit with a black jacket and high heels, wiped her eyes frequently during the sentencing hearing. Hudson, who won an Academy Award for her role in the movie "Dreamgirls" and a Grammy for her debut album, left the court without making a statement.

Balfour's motive was jealousy of his estranged wife Julia Hudson, Jennifer's sister, whom he threatened numerous times, saying he would kill her after he killed her family, according to witnesses at the 11-day trial that ended with his conviction on May 11.

Gregory King, father of Hudson's murdered 7-year-old nephew Julian, spoke to the court before the sentencing.

When King learned that his son had been killed, "Instantly it was like a chunk of my heart was ripped out," he said. "I felt hopeless. I was filled with rage for William Balfour, the man who murdered my son."

Hudson was the first witness in Balfour's trial. She said she had known him since grade school and had never liked him.

Speaking before the sentence was rendered, Balfour offered "my condolences" to the victim's family and his prayers to Julian King. "I still do love him," he said. He also repeated his claim of innocence.

Burns dismissed Balfour's expression of love for Hudson's nephew. "To tell us in open court that you loved that child is an insult to all of us," Burns said.

Balfour's attorneys said they planned to appeal the sentence.

Related content:

Source: http://todayentertainment.today.msnbc.msn.com/_news/2012/07/24/12930855-william-balfour-gets-3-life-sentences-for-murder-of-jennifer-hudsons-family?lite

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Boeing 2Q net income up; raises outlook

NEW YORK (AP) ? Boeing Co. surprised Wall Street with a 3 percent improvement in second-quarter net income Wednesday on strong sales of commercial airplanes. The company raised its earnings forecast for the year.

The results announced before the markets opened eased investors' fears of an imminent slowdown in the company's defense unit, which produces Chinook helicopters and F-18s among many other aircraft models. They also highlighted strong growth in the company's commercial airplane unit which has been rapidly increasing the pace of production for some planes to meet demand.

Boeing, based in Chicago, reported net income of $967 million, or $1.27 per share, for the April-June period compared with $941 million, or $1.25 per share, a year earlier.

Revenue jumped 21 percent to $20 billion from $16.54 billion a year ago.

Analysts polled by FactSet expected earnings of $1.13 per share on revenue of $19.28 billion.

Defense revenue rose 7 percent, while revenue in the commercial airplane division jumped 34 percent. The divisions are roughly the same size, but some observers fear they will go in opposite directions.

Boeing's defense unit is vulnerable to potentially severe military spending cuts in January. The cuts would be automatic unless Congress agrees to an alternative for cutting the deficit. The military would face $492 billion in cuts over a decade, with domestic spending reduced by another $492 billion over 10 years.

But it's clear the unit is still holding strong. The second-quarter revenue growth is about the same as Boeing saw in the first three months of the year. Defense contractor Lockheed Martin had reported second-quarter results that surprised Wall Street earlier.

Boeing's commercial airplane unit, meanwhile, is speeding production and deliveries of its new 787. That will move planes that have been mostly finished, but undelivered, out of inventory and turn them into cash. Boeing is also booking firm orders for its new 737 Max, a redesigned version of its classic 737.

Higher costs somewhat overshadowed strong results in both segments. Total expenses rose 30 percent in the spring quarter.

For all of 2012, Boeing Co. now expects to earn $4.40 to $4.60 per share, up from between $4.15 and $4.35. Still, that new forecast is mostly under what Wall Street is banking on. Analysts predict $4.57 per share, on average.

Boeing shares rose 95 cents to $72.98 in morning trading.

Source: http://news.yahoo.com/boeing-2q-net-income-raises-outlook-115925203--finance.html

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Southeast Financial Center | Cheese Course | Miami Leasing

Southeast Financial Center

The specialty cheese shop and?bistro the Cheese Course has signed a lease for a?1,500 square feet in the two-building, 55-story Southeast Financial Center?s renovated plaza, located at?200 South Biscayne Boulevard. This is?ninth location for the retailer, but its first in Miami?s Central Business District. It will be joining recently opened?Newsstand Caf? also in the plaza of Florida?s tallest office building.?Greg Masin, senior director of Cushman & Wakefield represented Southeast Financial Center in the deal. Cheese Course moves in two months after Southeast Financial Center?signed four new lease transactions totaling 14,187 square feet.?? Christopher Cameron

Source: http://therealdeal.com/miami/blog/2012/07/24/specialty-cheese-shop-leases-1500-square-feet-in-southeast-financial-center/

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Nobody hurt in 7-car-derailment in North Texas

KRUM, Texas (AP) ? Repair crews have been working to reopen a North Texas rail line that closed following a seven-car derailment.

BNSF Railway spokesman Joe Faust says the line near Krum, about 40 miles north of Fort Worth, should reopen Monday.

Faust says nobody was injured in the derailment Sunday morning. He says the cars that derailed were hauling sand and some of the load spilled.

Faust says BNSF investigators are trying to determine what caused the southbound train to derail. The freight train was traveling from Tulsa, Okla., to Fort Worth.

He says rail traffic was being rerouted.

Source: http://www.mysanantonio.com/news/article/Nobody-hurt-in-7-car-derailment-in-North-Texas-3727910.php

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WWE hosts a be a STAR rally in St. Louis before Raw 1,000

ST. LOUIS ? WWE and members of the be a STAR Alliance hosted an anti-bullying rally prior to Raw?s historic 1,000th episode on Monday! (MORE RAW 1,000)

WWE Executive Vice President of Creative Stephanie McMahon, World Heavyweight Champion Sheamus, The Miz and Eve joined ?American Idol? season 10 fan favorite James Durbin and St. Louis Mayor Francis G. Slay to lead the rally at the Herbert Hoover Boys & Girls Club Monday morning.

After an acoustic performance by Durbin, who is a be a STAR spokesperson, Mayor Slay welcomed the WWE Universe to the rally. McMahon explained the be a STAR Alliance?s mission and Durbin, the Superstars and former Divas Champion shared their personal stories about their fight against bullying.

"I think it?s really important for the kids to know that although we?re WWE Divas or Superstars or champions, at one point we were in their shoes," said Eve. "But you cannot let others determine your future. Regardless of how bad it may seem, there is light at the end of the tunnel."

They urged the children in attendance to stand up to bullies and to tell a trusted adult ??such as a parent, teacher or guardian ??when they?re having a problem with bullies. They also reinforced that just because school is out for summer, the fight against bullying is not on vacation. Showing tolerance and respect happens year-round!

"It's easier to be nice to somebody than to be negative," Sheamus remarked before helping lead the children in the be a STAR pledge.?

A child is bullied every seven minutes, whether it?s cyber, physical or verbal bullying. Through WWE and The Creative Coalition?s campaign, children around the globe are encouraged to ?be a STAR: Show Tolerance And Respect.?

Be a STAR is made up of more than 50 alliance partners including Scholastic Inc., YMCA of America, Girl Scouts of America, GLAAD, RAINN and STOMP Out Bullying. For more information, visit beastaralliance.org, the?be a STAR Facebook page and on Twitter @beastaralliance. Also, log on to?beastaralliance.org to take the official be a STAR pledge and to download a free be a STAR teacher?s aide and be a STAR toolkit to start your own local chapter.

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Source: http://www.wwe.com/inside/overtheropes/wweinyourcorner/be-a-star-rally-st-louis-raw-1000

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Google's Stopped Selling 16GB Nexus 7 Tablets Because They're Too Popular [Nexus 7]

Google's Nexus 7 tablet is so popular that sales had to be suspended to try to catch up with demand. Units that were ordered up until last week will be delivered on time. More »

Source: http://feeds.gawker.com/~r/gizmodo/full/~3/Mjd5f0rQ4fA/googles-stopped-selling-16gb-nexus-7-tablets-because-its-too-popular

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Tales of Mystica

A war that has been rapidly spiralling out of control, with new threats and enemy's at every turn. Which side will you choose, will you win or will you fall.

Owner:

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This topic is an Out Of Character part of the roleplay, ?Tales of Mystica?. Anything posted here will also show up there.

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Forum for completely Out of Character (OOC) discussion, based around whatever is happening In Character (IC). Discuss plans, storylines, and events; Recruit for your roleplaying game, or find a GM for your playergroup.
This is the auto-generated OOC topic for the roleplay "Tales of Mystica"

You may edit this first post as you see fit.

"Evil always finds a way"

claw

Member for 3 years

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So, what are Stoneskins? I'll make a character too, he'll be up in an hour... Or less...

GuyFawkes

Member for 0 years

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